Минфин предложил страховать деньги дольщиков

Минфин предложил страховать деньги дольщиков

Это уменьшит количество пострадавших от недобросовестных застройщиков

Минфин предложил страховать деньги дольщиков
фото: Марат Абулхатин

Новшество коснется так называемых счетов эскроу. Это специальный банковский счет, на котором фирма–застройщик держит деньги, полученные от дольщиков. Однако сейчас эти средства никак не защищены. Если горе-строители разоряются, они либо успевают снять деньги со счета и растворяются в неизвестном направлении, либо же финансы замораживаются вплоть до решения вопроса о банкротстве нерадивой компании. В случае принятия законопроекта ситуация изменится. Деньги граждан на таких счетах будут подлежать страхованию по схеме, аналогичной системе страхования вкладов. Страховщиком выступит Агентство по страхованию вкладов. Это значит, что в случае краха застройщика людям не придется годами судиться или ждать, пока их включат в списки обманутых дольщиков. Они смогут обратиться в АСВ за страховкой. Правда, как говорится в пояснительной записке к проекту, в законе будет прописано ограничение по сумме. Страховать планируется средства в размере не более 10 миллионов рублей. В результате, как прогнозируют авторы нововведения, повысится уровень защиты прав и личных сбережений участников долевого строительства. Планируется, что новый закон начнет работать уже с июня этого года.

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Источник: mk.ru

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